Prepare for your AIG interview

Commercial and specialty insurance rounds calibrated to AIG's focus on complex risk assessment, reinsurance strategy, and global portfolio management.

Socratify AI

The Interview

What AIG is looking for

Commercial Interview

Commercial Lines Underwriting

01Complex Risk Assessment

02Exposure Analysis

03Limit & Retention

04Pricing Adequacy

Reinsurance Interview

Reinsurance & Cat Modeling

01Treaty Structure

02Cat Exposure

03Aggregate Analysis

04Portfolio Optimization

AIG interviews focus on complex commercial and specialty risk//Reinsurance strategy and catastrophe modeling are key case themes//Global portfolio management across 80+ countries

Practice Library

AIG exercises

Ready to ace your AIG interview?

Prepare for your AIG interview

Commercial and specialty insurance rounds calibrated to AIG's focus on complex risk assessment, reinsurance strategy, and global portfolio management.

Socratify AI

The Interview

What AIG is looking for

Commercial Interview

Commercial Lines Underwriting

01Complex Risk Assessment

02Exposure Analysis

03Limit & Retention

04Pricing Adequacy

Reinsurance Interview

Reinsurance & Cat Modeling

01Treaty Structure

02Cat Exposure

03Aggregate Analysis

04Portfolio Optimization

AIG interviews focus on complex commercial and specialty risk//Reinsurance strategy and catastrophe modeling are key case themes//Global portfolio management across 80+ countries

How It Works

Master AIG Interviews

Commercial underwriting and reinsurance rounds scored on complex risk assessment. · Click to expand

1Your Insurance Goals

Risk Assessment

Practitioner

Portfolio Management

Practitioner

2Insurance Case Prep

AIG’s commercial lines portfolio has accumulated $2B in adverse reserve development....

CASE INTERVIEWHard

AIG

3Frameworks

Framework

Is the loss ratio driving the deterioration?

Has claims frequency increased?

Auto claims frequency: +14% YoY, driven by distracted driving uptick

Property claims: +22% from 3 consecutive above-average cat seasons

Has claims severity worsened?

Average auto claim severity: $4,800 → $6,100 (+27%) due to parts inflation

Litigation rate on bodily injury claims: 18% → 26%, driving avg settlement +35%

Is the expense ratio contributing?

Are acquisition costs excessive?

Commission ratio: 16.2% vs. industry benchmark 13.8%

Direct-to-consumer channel: only 11% of new policies vs. 34% industry avg

Are operating expenses bloated?

Claims processing cost per claim: $1,240 vs. $780 for top-quartile peers

Legacy systems: 40% of IT spend on mainframe maintenance

Are reserves adequately set?

Are prior-year reserves developing adversely?

Prior-year reserve strengthening: $47M in last 2 years (3.1pp combined ratio impact)

Long-tail liability lines: 72% of adverse development

Is rate adequacy keeping pace with loss trends?

Rate increases filed: +8% avg; loss trend: +15% — 7pp gap widening

Regulatory approval lag: 4-9 months in top-5 states by premium volume

4Feedback

Risk Assessment

Distinctive

Portfolio Management

Strong

Regulatory Compliance

Meeting Bar

Claims Strategy

Strong

Repeat

Practice Library

AIG exercises

AIG is evaluating a $500M reinsurance treaty renewal. Assess whether the current...

CASE INTERVIEWHard

Insurance · Reinsurance AnalysisAIG

A multinational client wants $200M in excess liability coverage across 15 countries. How...

LEARNMedium

Insurance · Global Program DesignAIG

AIG's cyber insurance book is growing 40% YoY but loss experience is deteriorating....

LEARNMedium

Insurance · Specialty Lines StrategyAIG

Tell me about a time you made a decision with limited data that turned out to have...

BEHAVIORALMedium

Behavioral · Decision Under UncertaintyAIG

Describe a situation where you had to push back on a request from a senior colleague.

BEHAVIORALMedium

Behavioral · Professional CourageAIG