Prepare for your Aetna interview

Health insurance rounds calibrated to Aetna's focus on medical loss ratios, network economics, and population health strategy.

Socratify AI

The Interview

What Aetna is looking for

Analytics Interview

Healthcare Analytics

01Medical Loss Ratio

02Utilization Patterns

03Population Health

04Cost Trend Analysis

Network Interview

Provider Network Strategy

01Network Adequacy

02Provider Negotiations

03Value-Based Contracts

04Access Optimization

Aetna (CVS Health) interviews combine insurance and healthcare ecosystem thinking//MLR analysis and network optimization are core case types//Focus on value-based care and population health management

Practice Library

Aetna exercises

Ready to ace your Aetna interview?

Prepare for your Aetna interview

Health insurance rounds calibrated to Aetna's focus on medical loss ratios, network economics, and population health strategy.

Socratify AI

The Interview

What Aetna is looking for

Analytics Interview

Healthcare Analytics

01Medical Loss Ratio

02Utilization Patterns

03Population Health

04Cost Trend Analysis

Network Interview

Provider Network Strategy

01Network Adequacy

02Provider Negotiations

03Value-Based Contracts

04Access Optimization

How It Works

Master Aetna Interviews

Healthcare analytics and network strategy rounds scored on MLR analysis and population health thinking. · Click to expand

1Your Insurance Goals

Risk Assessment

Practitioner

Portfolio Management

Practitioner

2Insurance Case Prep

Aetna’s medical loss ratio is trending 3pp above target due to rising specialty drug...

CASE INTERVIEWHard

Aetna

3Frameworks

Framework

Is the loss ratio driving the deterioration?

Has claims frequency increased?

Auto claims frequency: +14% YoY, driven by distracted driving uptick

Property claims: +22% from 3 consecutive above-average cat seasons

Has claims severity worsened?

Average auto claim severity: $4,800 → $6,100 (+27%) due to parts inflation

Litigation rate on bodily injury claims: 18% → 26%, driving avg settlement +35%

Is the expense ratio contributing?

Are acquisition costs excessive?

Commission ratio: 16.2% vs. industry benchmark 13.8%

Direct-to-consumer channel: only 11% of new policies vs. 34% industry avg

Are operating expenses bloated?

Claims processing cost per claim: $1,240 vs. $780 for top-quartile peers

Legacy systems: 40% of IT spend on mainframe maintenance

Are reserves adequately set?

Are prior-year reserves developing adversely?

Prior-year reserve strengthening: $47M in last 2 years (3.1pp combined ratio impact)

Long-tail liability lines: 72% of adverse development

Is rate adequacy keeping pace with loss trends?

Rate increases filed: +8% avg; loss trend: +15% — 7pp gap widening

Regulatory approval lag: 4-9 months in top-5 states by premium volume

4Feedback

Risk Assessment

Distinctive

Portfolio Management

Strong

Regulatory Compliance

Meeting Bar

Claims Strategy

Strong

Repeat

Practice Library

Aetna exercises

Aetna's MLR in a key state exceeded 85%. Evaluate whether the issue is utilization, unit...

LEARNMedium

Health Insurance · MLR AnalysisAetna

Design a value-based care model for Aetna's top 5 chronic conditions that reduces total...

CASE INTERVIEWHard

Health Insurance · Value-Based CareAetna

How would you evaluate renegotiating a hospital system contract when Aetna has 22%...

LEARNMedium

Health Insurance · Network NegotiationAetna

Tell me about a time you had to balance competing stakeholder interests to reach a...

BEHAVIORALMedium

Behavioral · Stakeholder ManagementAetna

Describe a time you identified an opportunity to improve a process or system.

BEHAVIORALMedium

Behavioral · Process ImprovementAetna